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Historical financial data is essential for analysts, investors, researchers, and policy makers who want to understand market behaviour, evaluate economic trends, and develop sound financial strategies. It serves as the foundation for investment analysis, academic research, economic forecasting, and risk management. This article outlines the most important sources of historical financial data, categorized into key areas like stock market data, economic indicators, corporate financials, fixed income instruments, and alternative assets. 1. Stock Market and Equity Data Stock market data is among the most commonly used in financial analysis, whether for backtesting trading strategies or evaluating long-term performance. Popular free sources include Yahoo Finance and Google Finance, which provide historical price charts, dividends, and split information. These platforms are easy to use and allow data downloads in spreadsheet format. For more in-depth and institutional-grade data, platfo...

Want to take charge of your money and set yourself up for the future? Financial planning is more than just knowing where your money goes. It's about making a real plan to handle your cash, hit your targets, and keep yourself safe when things get rough. Whether you're just starting out, landed a new job, or just want to be smarter with your money, knowing how to get started is key. Why Financial Planning Matters Basically, financial planning is about matching what you have to your life goals. It makes things clear and helps you decide how to earn, spend, save, invest, and protect your money. Without a plan, it's easy to get stuck with too much debt, live paycheck to paycheck, or miss out on chances to invest. A solid plan is like a map for your future. It helps you get through tough times and reach your goals, both big and small. Know Where You Stand You need to know where you're at before you can move forward. Start by figuring out your net worth – what you own minus wh...